Home Ownership

The process of becoming a Habitat homeowner is a unique process. The family must attend classes provided by Habitat to learn about home ownership, budgeting and maintenance. Instead of a large monetary down payment, the family is required to provide “Sweat Equity” by working on a build site , helping with fundraising, community awareness or other events.

The Habitat family pays a monthly mortgage, usually less than 30% of their income,  to Habitat for Humanity at zero % interest. Often the mortgage payment is cheaper than what they were paying in rent and the new home is, well, new!

Interested in a Habitat home? Please call our office for more information at (423)  330-6357.